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The Sale You Never Saw Picture this: a shopper is looking for a winter jacket. She doesn’t just want “something warm.” She wants a specific color—forest green—delivered within five days, under $180. So, she tells her AI assistant exactly that. In seconds, her assistant scans online stores across countries, checks product options, shipping timelines, and return policies. Then it does something new: it creates a digitally signed instruction—a “mandate”—that says, in effect, “If

A fundamental shift in digital commerce is underway. Through a new partnership between Shopify and OpenAI, merchants can now transact directly inside ChatGPT. Conversations that once guided discovery can now complete the full transaction flow—from search to checkout—within a single interaction. This is not a campaign or limited beta. It’s a structural addition to Shopify’s merchant infrastructure and OpenAI’s conversational interface. The integration is powered by real-time p

In a quiet but critical shift, the European Central Bank (ECB) has formally advanced the development of the digital euro — a central bank...

Currency shifts are one of the most persistent challenges in global commerce, yet they remain widely underestimated by businesses...

In today’s payment landscape, maintaining stable processing requires far more than just avoiding fraud. Processors are under pressure...

Mastercard has announced Agent Pay, a new framework designed to allow artificial intelligence systems to execute payments on behalf of...

In late August, German banks halted more than €10 billion in PayPal transactions after detecting a wave of suspicious direct debits...

Writer: Trevor Johnson September 2, 2025 On a Friday afternoon in Lagos, a small logistics firm pushes a $30,000 payment to a supplier in...

By Trevor Johnson “This overreach from banks is only possible because there’s still no clear UK regulatory framework in place governing...

Writer: Trevor Johnson “A record number of Klarna transactions have been paid on time or early in Q2’25, and credit losses remain low.” —...

Slash, the San Francisco-based neobank has entered the stablecoin arena with the launch of USDSL, a U.S. dollar based stablecoin issued...

Compaytence Brief: August 4th, 2025 Beginning October 1, 2025, Visa will initiate full enforcement of its Acquirer Monitoring Program...

Tether, issuer of the world’s most dominant stablecoin, has entered a new phase—shifting from a financial services provider into an...

Compaytence: Global Payments Brief In a calculated expansion of Europe’s sovereign financial architecture, five Belgian banks — Argenta,...

Compaytence Editorial | June 2025 Payment Giants in the Crosshairs – What the Worldline-Payone Scandal Means for the Future of Risk,...

Compaytence Global Payments Brief June 23, 2025 Visa’s partnership with Yellow Card marks a pivotal moment in the evolution of Africa’s...

A Shift Toward Practical Utility in Digital Currency Shopify’s new stablecoin integration isn’t a speculative experiment or a...

Circle, the issuer of the USDC stablecoin, has taken a central role in the conversation around the future of payments. With its recent...

A New Era in Risk: Why Fraud Is No Longer a Static Threat In the early days of e-commerce, fraud prevention was largely reactive—rooted...

“As cost unfortunately seems to have been a too predominant evaluation factor... what you end up having is lower quality.” — Sebastian...